Quick answer: American Express is hiring Apprentices for its Credit & Fraud Risk (CFR) team, based in Gurgaon or Bengaluru. This is a 12-month paid apprenticeship program open to freshers through candidates with up to 3 years of experience, covering Data Stewardship, Strategy & Analytics, and Product focus areas. Two live openings are currently posted on American Express’s official careers portal.
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Job Details at a Glance
- Company: American Express
- Role: Apprentice – Credit & Fraud Risk (CFR)
- Location: Gurgaon / Bengaluru
- Experience: Fresher – 3 years
- Duration: 12 months (paid apprenticeship)
- Job Type: Full Time
About This American Express Opportunity
American Express’s Credit & Fraud Risk (CFR) teams play a genuinely critical role — protecting the company, its customers, and its brand by using data, analytics, technology, and risk management practices to identify and mitigate credit and fraud risk across the customer lifecycle. As an apprentice, you’ll get direct exposure to how analytics, technology, and product thinking come together to solve real business problems, rather than working on isolated training exercises disconnected from actual business impact.
This apprenticeship spans three possible focus areas — Data Stewardship, Strategy & Analytics, and Product — giving you a chance to explore which direction within risk and data work genuinely interests you before committing to a narrower specialization.
What You’ll Actually Be Working On
You’ll gain exposure to how Credit & Fraud Risk teams support business growth, customer experience, and risk management decisions, partnering with cross-functional teams on product enhancements and business initiatives. You’ll participate across the product lifecycle — discovery, testing, implementation, and performance monitoring — learning firsthand how data, technology, and business insight combine to solve real-world problems.
On the analytics side specifically, you’ll support reporting activities to identify trends and patterns using tools like SQL, Python, Excel, Power BI, or Tableau, while getting exposure to data governance, data quality, and process improvement practices. This is a genuinely well-rounded introduction to data-driven risk work at a large financial services company, not a narrow, single-tool role.
Eligibility & Skills Required
- Bachelor’s or Master’s degree in Engineering, Mathematics, Statistics, Economics, Computer Science, Data Science, Business Analytics, Finance, or other relevant quantitative disciplines
- Strong analytical and problem-solving skills
- Genuine passion for data, analytics, and risk management
- Curious mindset with eagerness to learn and explore new ideas
- Ability to work collaboratively in a fast-paced environment
- Ability to interpret data and derive meaningful insights
Preferred: knowledge of SQL, Python, Excel, Power BI, or Tableau; familiarity with Software Development Lifecycle (SDLC) and automation tools (RPA, ETL, Machine Learning); understanding of financial services, fraud risk, credit risk, or compliance concepts.
How to Apply
Two live openings are currently posted on American Express’s official careers portal:
⚠️ Always apply only through American Express’s official careers portal, and never pay any fee during the recruitment process.
Frequently Asked Questions
Is this a paid apprenticeship?
Yes — the listing explicitly describes this as a 12-month paid apprenticeship program.
Do I need prior experience in finance or risk management to apply?
No — understanding of financial services, fraud risk, or compliance concepts is listed as a plus, not a requirement. The core requirement is a quantitative academic background and strong analytical skills.
What happens after the 12-month apprenticeship ends?
The listing doesn’t explicitly state conversion outcomes — this is worth clarifying directly with American Express during the interview process if you’re specifically evaluating this for long-term career potential.
Can I choose which focus area (Data Stewardship, Strategy & Analytics, or Product) I work in?
The listing doesn’t specify whether candidates select their focus area or are assigned — worth asking directly during the application or interview process.
Does American Express charge any fee during recruitment?
No. Always apply only through American Express’s official careers portal, and never pay any fee at any stage of the recruitment process.
Get Interview-Ready
Before you apply, make sure your resume and interview answers are in shape:
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